SOLUTIONS for FINANCIAL WELLBEING -
CNBC
Life Insurance, an asset class for general public for your Portfolio.
Dec 16th
Watch this CNBC interview about how Life Insurance is a safe asset that should be considered for your portfolio. You can be sure of a beyond decent return.
It is now an asset class for the general public. It has always been for banks, corporations and college endowments.
6 reasons to add life insurance as one of your assets, according to the CNBC interview.
1. High Rates of Return.
2. Mortality is recession proof.
3.Tax Free Gains.
4. Not correlated to stock market
5. Can be used for Charity.
6. Safe bet long term investment with high interest rates, virtually no volatility and it has a lot of liquidity during your lifetime.
Whole Life Insurance is not bad if you understand how it works.
Why I offer Dividend Paying Mutual Whole Life and NOT Universal Life or Equity Indexed Universal Life for the best ‘living benefit’ asset?
1. UL & EIUL have too many moving parts and they are tied to fluctuating market index.
2. They have not been around long. Whole Life has been around for over 150 years.
3. Top 3 largest insurance companies do not offer UL or EIUL because they are too risky. Banks shift risk away from themselves, so do what banks do.
4. Again, Do what banks do – one of their base reserves or tier one assets is cash value mutual life insurance policies, because they are safe and secure.
5. Most importantly – UL & EIUL do not offer paid-up additions which are what drives the best choice insurance policy’s growth. The best choice is the one and only one I offer because nothing can beat it. If you borrow $25,000 from a UL policy and then pay yourself back, you get no additional PUA, insurance which is paid up for life with a one time premium.
6. C.O.I. Cost of insurance. With UL the cost starts low but gets more expensive as you age which becomes a drag on the cash value over time.
7. Dividends are based and paid on the Face Amount, not the Cash Value amount.
The insurance policy I offer has three major unique advantages you will not find anywhere else.
1. How do you make the most of your policy as your own banking system? We have a unique education system. 20 cd’s and 365 page book that teaches you how to use your life insurance policy like your own bank. This is optional and is not needed to use the policy.
2. No one else has the proprietary blend that creates 70% cash value from day one of your policy. This is such a huge advantage. Regular policies offer zero cash value for 2 years and a few hundred in years 3 or 4.
3. No one has the capability of merging this specific policy with the award winning software system for financial guidance and tracking with lifetime, live help from the company except us.
Call me today to get your free of charge illustration. At least take a look before forming an opinion based on hearsay, spam or your past experience. (845) 649‑7487.
