Debt Diagnosis

Presenting UFirst Alliance and Banker’s Table

UFirstAlliance™ presents BOSS ‘Bankers Optimal System of Security‘ during 3 hour webinar

During Saturday 20th June this 3 hour webinar took place, live around the U.S. Steve Smith, CEO of UFirst Alliance presented Ryan and Tyson Thacker, creators of the B.O.S.S. Banker’s Table policy that UFirst Alliance agents have exclusive rights to promote and share with our fellow citizens. Please watch this webinar to do your due diligence as part of your research on how powerful the alliance between UFirst and the Money Merge Account® System and Banker’s Table® really is for helping people pay off debt and build wealth with little to no change in their budget or lifestyle.

UFirstAlliance - 11 video series sharing the solution and a viable Wall Street Alternative

“The real problem is we gave away the control of our own money to someone else, the financial guru’s. No one else will take care of our bottom line like we do. No one else has stepped up and offered a viable solution either, until now!” Ryan & Tyson Thacker of UFirstAlliance/BankersTable

Watch the videos below and then read my other blog articles. We have the solution and you will know it when you do your due diligence and research us for yourself.

If you only have time to watch two videos then start with #2 and then move to #5.

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Video #1

Take Back Control by Ryan Thacker -  1:05

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Video #2

The Solution by Tyson Thacker - 8:31

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Video #3

Reflect - 1:09

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Video #4

Bailout - 0:46

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Video #5

The Application of BOSS - 7:24

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Video #6

Take Action - 4:50

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Video #7

Tough Question - 1:19

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Video #8

Solutions - 0:56

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Video #9

The Point - 1:29

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Video #10 -

Never Been Done - 0:45

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Video #11

Ancient Systems - 1:42

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Now read my two blogs:

One is about the 4 pillars of wealth building and the other is the

Test of Ten. The ten advantages our BOSS system has over every other form of investment, income or banking system including stocks, retirement plans, real estate, gold and business.

As an added bonus;

if you decide to use the B.O.S.S. policy through me, you will be able to buy the Banker’sTable system for $500.00 instead of the $3,750.00 it normally costs if you purchase it on the Banker’s Table website.

Of course, it is certainly not required to even buy the Baker’s Table at all, with the BOSS policy, but if you choose to, you will qualify for this huge discount if you call me today. Jennifer Hansen 845-649-7487.

Respiratory & Immune System Support - Golden Touch One Kit.

GOLDEN TOUCH ONE KIT

The Golden Touch 1 Kit contains the essential oils: Di-Gize; Raven; R.C.; (Respiratory Congestion); Thieves; EndoFlex; JuvaFlex; and Melrose; shown to be particularly helpful for respiratory and immune system support.

Not feeling up to par? Let Golden Touch 1 essential oil blends restore the balance that you are seeking.

In summer, spring, fall and particularly in winter, Golden Touch 1 essential oil blends rally to support you.

These amazing blends may shorten the severity or duration of certain seasonal discomforts. The carefully selected essential oils are blended in correct proportions to correct a powerful synergy that protects key body systems.

When inhaled, the volatile aromas from Golden Touch 1 blends rush to needed sites in the nose, sinuses, throat, and lungs.

When rubbed on the chest or taken as supplements, essential oils exhibit soothing and comforting actions.

For more information please purchase the Essential Oils Desk Reference, published by Essential Science Publishing, at my Recommended Reading link. Or go to the Other Stories link on my home page and type in the names of the seven Golden Touch 1 kit oils (one at a time) into the search area, and see how other people have successfully used these seven incredible oils for their own particular health issues.

You can also type into the search area a particular health issue you would like to see if someone has successfully overcome. The following is a list of a variety of ways these seven amazing oils can be used:

Digestive Health.

Di-Gize is an essential oil blend of tarragon, ginger, peppermint, juniper, fennel, lemongrass, anise and patchouli. Blended specifically with oils noted for their effects on the digestive system, Di-Gize works against parasites while giving enzyme support.

Because 70% of the immune system is directly linked to the lower bowel (colon) it is imperative to keep our elimination regular, (1/2 hour after each meal), kill parasites, and clean our whole digestive system daily with plain water and water mixed with esential oils of lemon, orange, peppermint, tangerine, or di-gize.

1. Put a drop in a full glass of water and ingest for stomach upsets, wind, bloating, pains, indigestion, heart burn, nausea, colic or cramps.

2. Massage around belly button or down center of chest from throat area and then around belly button every morning and night for digestive system maintenance.

3. Massage/Vitaflex under feet on the digestive system points. The Essential Oils Desk Reference by Essential Science Publishing has Vitaflex instructions.

4. Place 11 drops (experiment with #) in an empty veggie capsule and ingest with a glass of water to help with parasites, once or twice a day or as needed.

5. Use with a compress on the stomach. Check out the Essential Oils Desk Reference by Essential Science Publishing for instructions.

6. Generally I use this oil twice a day around my belly button area. When I have not used it for a month or more, I feel the difference in my whole digestive system.

R.C. is an essential oil blend of myrtle, Eucalyptus Globulus, Eucaolyptus Australiana, pine, marjoram, Eucalyptus Citriadora, lavender, cypress, spruce, Eucalyptus Radiata and peppermint

R.C. is a revolutionary and antiseptic blend of four medicinal-grade eucalyptus oils. The combined synergy of these antimicrobial oils is unparalleled. It has been studied for its effects on supporting and strengthening the respitory system. R.C. was formulated to help give relief from colds, bronchitis, sore throats, sinusitis and respitory congestion. Also, coughs and sore throats.

Raven is an essential blend of ravensara, lemon, wintergreen, peppermint and eucalyptus radiata Raven is an antiseptic blend of essential oils (especially ravensara, eucalyptus, and peppermint) that can be soothing and purifying to the respitory tract, including the lungs, broncials, and throat. Raven gives strength in fighting respitory disease and infections; and may help alleviate symptoms of tuberculosis, asthma, and pneumonia.

7. R.C. is deeply penetrating where as Raven is soothing, so this is why it is good to alternate the two oils when you use them. Either Morning and Evening or Day one and Day two etc.

8a. For a great sinus cleanse, place 6 drops of R.C. in the palm of your non-dominant hand. Place ring finger of dominant hand into oil and place drops of the oil around each eye area, above eyebrow and on cheekbone. Make a circle around the eye. Do not wear glasses while doing this and be careful not to get it near or in your eyes. It will sting but will not harm.

8b. Lightly spread the oil over both palms by rotating them in a clockwise direction 3 times.

8c. Hold hands with fingers closed and eyes open, over your eyes, nose and mouth area, without touching the face.

8d. Breathe in with your nose and mouth. It may be intense. It may sting a little. It may make you cough, your nose run or your eyes water. All these responses are the body releasing toxins and if you can do it for five minutes or more you will get a great clean out. Alternate this method with Raven every day or whenever needed.

9. Rub into chest and throat area. Also have someone rub it on your back when congested or have lung congestion. Alternate, morning and evening or day one & day two etc., with Raven

10. Massage/Vitaflex on sinus, lung points under your feet. If you do not know which are the points, then just cover the whole bottom of each foot.

11. Keep a bottle of either oil in your pocket so you can smell it or rub some on your nose for hay fever relief during the day. May help reduce inflammation of the nasal mucous membrane. I personally rub it on either side of my nose, up to my eye brows, and under my eyes on the cheek bone, not near the eye, before I go to sleep.

12. Place a drop of R.C. on your palm and then dip your little finger into it. Then place the oil on the tip of your finger onto the tip of your tongue. Now curl your tongue long ways and suck air in. This will draw the R.C. into your sinus area and help open it up and clear it up.

13. Either R.C. or Raven is excellent for humidifying. Place drops in a basin of hot water and breath in the aromatic steam with a towel over your head to keep the steam concentrated.

14. Add 2 to 4 drops to bath water. Use Young Living Bath Gel or Bar soap with bath though so you do not mix oil with unknown ingredients of other brands.

15. For lung issues - using a syringe or eye-dropper place a suppository of a mixture of R.C. or Raven, (with frankincense if you have it), and V6 mixing oil into the rectum before bed as using this method, the benefits go directly to the lungs in seconds.

16. Diffuse R.C. and Raven alternatively in a Young Living cold-air diffuser for night-time congestion free sleep. Or diifuse during the day, while working in your office or home, for helping to open the airways . The cold-air diffuser is designed to atomize a microfine mist of essential oils into the air, where they can remain suspended for several hours. They increase oxygen availability, produce negative ions, and release natural ozone.

17. If you have a bone spur, massage R.C. oil into it every day until it disappears. May need to alternate with Raven and/or frankincense. My bone spur was active; i.e. it was getting bigger daily after being dormant for years. After growing for a year I tried the R.C. and other oils, but mainly R.C. and it disappeared in a few months.

18. Apply to throat area if you have a sore throat or a tickle in your throat etc.

19. Apply to the bottom of your feet if you feel it is too strong for you when applied on chest etc.

20. Use as a hot compress over chest/lung area. Check out the Essential Oils Desk Reference for how to create a compress.

Thieves was created as a result of Dr. Young’s research in the British Museum Library on the ability of 16th century thieves to resist the effects of the plagues in England and Europe. While they were robbing the dead and dying, they protected themselves by rubbing their bodies with a special mix of aromatics and essential oils. They were captured and brought to the king who wanted to know how they could be in contact with the disease but not be affected by it. For leniency these thieves told the king they were spice traders and revealed the formula they used as protection. The recipe they gave is still in the archives in England to this day, which is where Gary found it. He then created the Thieves oil and named it in honor of those spice traders.

Thieves is an essential oil blend of clove, lemon, cinnamon, Eucalyptus radiata

and rosemary cineol

21. For prevention of winter illnesses and general wellbeing massage/Vitaflex 3 or more drops each of Thieves and Immupower oils into the bottoms of the feet every night before bed or whenever it suits you. When my sons use this method in college dorm rooms they stay well even when roommates are not. (Immupower is not an oil in this kit but is purchased separately.)

22. Place on finger and rub directly on gums in mouth for any type of pain related to teeth, gums, or mouth. Dilute with V6 oil if necessary. I do not though. Or add a drop to your toothbrush, with the Dentarome Ultra toothpaste, a couple of times a week, while brushing your teeth. Do not mix with any other brand of toothpaste!

23. My son used this on his cat bite. It cleared up beautifully. See his story under the link More Stories

24. Place 10-15 drops of Thieves oil into a bottle of YL Mouthwash. Shake. Place in a spray bottle and use as a throat spray for sore throat, cough, bad breath, etc. You could probably do this with plain water and say 1 or 2 drops of thieves also.

25. Diffuse in room for 15 to 30 minutes, two or three times a day, at a time if someone is sick, if air needs to be purified, or to kill mold or pet smells. Diffuse with the Young Living Cold Air diffuser. According to page 23 of the Essential Oils Desk Reference, Vol. 3, diffusing oils alters the structure of molecules that create odors, rather than just masking them. They also increase oxygen availability produce negative ions, and release natural ozone. Many of the essential oils, including Thieves, are highly antibacterial and are extremely effective for eliminating and destroying airborne germs and bacteria.

26. Rub around outside of ear for ear-ache. Some may need it to be diluted with V6 oil.

27. Place approx. 8 drops in a cotton ball or tissue and place over heating vent or air conditioning vent in hotel room. I also add at least 20 Thieves to a spray bottle of Essential Water or plain water and spray this on the curtains, carpet, bed spread, sheets and pillows in hotel rooms, every day I am there, for protection against germs. Usually, if I do not do this, I end up not sleeping very well and also waking up with a cold sore or something else.

28. According to the Essential Oils Desk Reference, published by Essential Science Publishing, studies conducted at Weber State University (Ogden, UT) during 1997 demonstrated it’s killing power against airborne microorganisms. One analysis showed a 90 percent reduction in the number of gram positive Micrococcus luteus organisms after diffusing for 12 minutes. After 20 minutes of diffusing, the kill-rate jumped to 99.3 percent.

29. Another study against the gram negative Pseudomonas aeruginosa showed a kill rate of 99.96 percent after just 12 minutes of diffusion.

30. For headaches put one drop on your tongue and push it against the roof of your mouth.

31. Massage over thymus. The thymus is part of the immune system. An important function of the thymus is the selection of the T cell repertoire the immune system uses to combat infections.

32. Add some drops to a wet cloth and put in clothes dryer.

33. Add to hot water for a chai tea flavour while cleansing your s whole system.

34. Add to cookies or cakes for extra spice flavour. Using ‘agave‘ instead of sugar and all organic ingredients of course.

35. Place edge of Thieves bottle onto the edge of an empty veggie cap and fill it with as many drops as you feel is right. Close the top and swallow it with a glass of water. This is excellent for general wellbeing if one is feeling ill. If you already feel cold or flu symptoms add 3 drops of oregano (not contained in this kit) to the capsule with the Thieves oil.

36. Add some drops of Thieves to a tissue or cotton ball and suck it up with the vaccum to kill dust mites and other nasties in the vaccum bag and also produce clean fresh scented air blowing out of the vaccum.

37. After using a public restroom, clean your hands with a drop or two of Thieves oil. You may also wish to clean the toilet seat before you use it. Make sure it is all wiped off though before you sit down, otherwise you may find you wish you hadn’t used it.

EndoFlex amplifies metabolism and vitality, and creates hormonal balance.

EndoFlex is an oil blend of spearmint, sage, geranium, myrtle, German chamomile and nutmeg in a base of sesame seed.

The glands of the endocrine system and the hormones they release influence almost every cell, organ, and function of our bodies.The endocrine system is instrumental in regulating mood, growth and development, tissue function, and metabolism, as well as sexual function and reproductive processes. The major glands that make up the human endocrine system are the hypothalamus, pituitary, thyroid, parathyroids, adrenals, pineal and the reproductive glands, which include the ovaries and testes.

38. Massage on throat region to soothe the thyroid and other glandular areas to support the whole endocrine system.

39. Also, apply over lower back, kidneys, liver, feet and foot Vita Flex points - See Essential Oils Desk Reference for Vita Flex points.

40. Diffuse, directly inhale or add 2 - 4 drops to bath water.

JuvaFlex is an oil blend of fennel, geranium, rosemary cineol, Roman chamomile, blue tansy, and helichrysum in a base of sesame seed oil. This blend is designed as a companion to JuvaTone, a supplement which promotes cleansing and nutritional support of the liver.

JuvaFlex supports liver and lymphatic detoxification.

The three principal functions of the lymphatic system are : To collect and return interstitial fluid, including plasma protein to the blood, and thus a maintain fluid balance. To defend the body against disease by producing lymphocytes. To absorb lipids from the intestine and transport them to the blood. The liver is one of the largest internal organs of the body. It plays of major role in metabolism and has a number of functions in the body including drug detoxification, glycogen storage, and plasma protein synthesis. It also produces bile which is important in digestion.

41. JuvaFlex helps break addictions to coffee, alcohol, drugs and tobacco.

42. Apply over liver area and foot Vita Flex points.

43. Use in a compress over liver or spine.

Melrose is an essential oil blend of rosemary cineol, Melaleuca alternifoilia, clove and Melaleuca niaouli.

44. Melrose is a strong topical antiseptic that cleans and disinfects cuts, scrapes, burns, rashes, infections, insect bites, stressend tissue, and bruised tissue. Follow with rose ointment to keep wound and oils sealed in.

45. Melrose helps regenerate damaged tissue and reduces inflammation. Please go to Other Stories on my home page. Just click on ’search’ and write in ‘cell regeneration’ for some testimonials about how people have used Young Living Essential Oils and NingXia Red to regenerate their tissues. Other oils also do this and most of the examples are of other oils, but Melrose is also excellent for this.

46. Directly inhale from the bottle or from your hands or add 2 - 4 drops to bath water.

47. Put 1 or 2 drops on a piece of cotton and place in the ear for earaches. You may also wish to rub some oil around the outside of the base of the ear.

48. Diffuse with the Young Living Cold Air diffuser. When diffused it dispels noxious odors.According to page 23 of the Essential Oils Desk Reference, Vol. 3, diffusing oils alters the structure of molecules that create odors, rather than just masking them.They also increase oxygen availability, produce negative ions, and release natural ozone. Many of the essential oils are highly antibacterial and are extremely effective for eliminating and destroying airborne germs and bacteria.

49. You may also place a few drops in a bowl of hot water, and cover your head with a towel, making a tent over the bowl so you inhale the steam.

50. Use a few drops on a tissue and place directly in front of a humidifier where steam escapes. Do not place oil in humidifier as it may mark the plastic.

51. May also be added to Dentarome Ultra toothpaste for gum care, a couple of times a week. Click on ‘Other Stories’ below and type in ‘gums’ to read testimonails.

52. Melrose has been used to clear up toe fungus. See Other Stories on my home page. Just click on ’search’ and write ‘toe fungus’, to read testimonial.

53. Clinical trials finds Melaleuca alternifolia effective in treating MRSA. This is one of the oils found in the blend of Melrose. To see an HerbClip article Click here

1. Always keep a bottle of V-6 Vegetable Mixing Oil, Massage Oil Base or any pure vegetable oil handy when using essential oils. Vegetable oils dilute essential oils if they cause discomfort or skin irritation.

2. Keep bottles of essential oils tightly closed and store them in a cool location away from light. If stored properly, essential oils will maintain their potency for many years.

3. Keep essential oils out of reach of children. Treat them as you would any product for therapeutic use.

4. Keep essential oils away from eye area and do not put into ears. Do not handle contact lenses or rub eyes with essential oils on fingers. Oils with high phenol content - oregano, helichrysum, cinnamon, thyme, clove, lemongrass, bergamot, Thieves and ImmuPower - may damage contacts and irritate eyes.

5. Pregnant women should consult their health care professional before using essential oils containing constituents with hormone-like activity, such as clary sage, sage, Idaho tansy, juniper and fennel.

6. Epileptics and those with high blood pressure should consult their health care professional before using essential oils. Avoid hyssop, fennel and Idaho tansy oils.

7. People with allergies should test a small amount of oil on a small area of sensitive skin, such as the inside of the arm, before applying the oil on other areas. The bottom of the feet is one of the safest, most effective places to use essential oils.

8. Before taking GRAS (Generally Regarded as Safe) essential oils internally, you may wish to dilute with an oil-soluble liquid like honey, olive oil, ricemilk or soymilk.

9. Test an oil before adding undiluted essential oils directly to bath water. Use Bath Gel Base as a dispersing agent for oils in the bath, if necessary. ___________________________________________________________________

UFirst Alliance Offers The Wall Street Alternative, Banker’s Table

HOW DO YOUR INVESTMENTS MEASURE UP?

Ryan Thacker and Tyson Thacker of Banker’s Table®, The Wall Street Alternative, have joined forces with UFirstAlliance® because together, the B.O.S.S. patent pending policy and the UFirst™ Money Merge Account® software, coaching and education system create the total package for any individual’s, families, corporation’s, non-profit organization’s or any businesses financial well-being.

Providing the ultimate solution for debt elimination, wealth building, retirement planning and legacy planning like you have never seen before, these systems will transform your life.

Please recognize that until now, these proprietory systems were not offered in one convenient solution and were virtually hidden from most financial professionals.

To create the B.O.S.S. Bankers Optimal System of Security, Ryan and Tyson had a list of ten advantages that they wanted their policy to offer. Below is that list or “Test of Ten” so you can compare your current portfolio of investments with our B.O.S.S. system and hopefully you will recognize how unique this UFirstAlliance product offering truly is.

Go ahead and start comparing now.

After taking the above “Test of Ten” if you find what you are currently doing isn’t scoring a 10 out of 10, all in one convenient system then give me a call, Jennifer Bhala Hansen at 649-7487 so I can have your free of charge BOSS illustration created for you.

Our system is 20% insurance and 80% banking. We show you how to create your own bank, recapture interest you are currently paying to lenders and earn tax advantaged income. Click here to read my last article about what is involved in creating your own bank.

1. DEATH BENEFIT. - Does your investment create an “Instant Estate” or “Death Benefit?” For example, does $20,000 into real estate or mutual funds generate a $400,000 to $1,000,000 Death Benefit?

BOSS:   X Yes __No

Yours:  __Yes __No

2. CREDITOR PROOF. - Are your investments creditor proof? In most states, your BOSS policy protects you against creditor attacks and lawsuits that could take away your assets. (Check with a qualified professional in your state)

BOSS:    X yes __No

Yours:  __ yes __No

3. ESTATE TAX FREE. - Are your investments estate tax free? Check your own investments. Are your investments right now going to be part of your taxable estate? Life insurance proceeds in most situations are estate tax free. (Some limitations apply. Consult with a qualified financial professional.)

BOSS:    X Yes __No

Yours:  __Yes __No

4. GUARANTEES. - Note: This question is divided into five parts. Each part is powerful and could necessitate our test to go to 15 questions, but we’d rather keep it simpler. Check your investments against all 5 of these GUARANTEES.

4a. Guaranteed Growth (Cash Value): Will your plan increase by a contractually guaranteed rate each year? Just for fun ask your real estate or stock broker, bond or business associate if the product they are selling guarantees at least 4 to 4.5% a year no matter what. Your BOSS policy will grow contractually at a rate of 4 to 4.5% annually!

BOSS:   X Yes __ No

Yours:  __Yes __No

4b. Guaranteed No Loss of Principal: Are your investments guararnteed not to lose the principal balance, including all of the growth from the contractual guarantees and possible dividends? Have you ever had stocks go down in value? In the last huge dot.com meltdown. 499 of the 500 largest mutual funds went down in value. They were so seriously underwater that it took years to recover.

BOSS:   X Yes __No

Yours:  __Yes __No

4c. Guaranteed Premiums: BOSS premiums will never change. Your premiums are guaranteed to remain level. In addition, with one of the unique riders BOSS utilizes, you can continue to purchase insurance regardless if your health rating were to change!

BOSS:    X Yes __No

Yours:  __ Yes __ No

4d. Guaranteed Disability Protection: Will someone continue to contribute to your investment if you become disabled? Adding an inexpensive Disability Rider will give you peace of mind that if you were ever to become disabled, the Insurance Company will pay your premiums for you.

BOSS:   X Yes __No

Yours:  __Yes __No

4e. Guaranteed Returns: One aspect of these guarantees does not readily meet the eye, it is that you can see an illustration and calculate the returns (some are contractually guaranteed - others are non-guaranteed projections), face value and cash value growth and see the numbers before you implement your system. You can know the exit before you go in the entrance. For fun, ask any other investment advisor for actual projections and guaranteed returns on any other type of investment.

BOSS:    X Yes __No

Yours:  __ Yes __No

5. TAX-DEFERRED GROWTH. - Is your money growing tax deferred? Can you access the growth of the investment tax free? Like a 401(k) or other qualified retirement plan, the money inside your BOSS plan is growing tax deferred. In addition, you can access all of the growth from the guarantees and dividends on a tax free basis by borrowing from the policy! You can do this without having to collapse the policy to access the money. With most other investments, including a business or real estate, the sale of the asset is required to have access to the appreciation of the investment. Not so with BOSS. You can access the appreciation, but the asset stays in place and continues to grow!

BOSS    X Yes __ No

Yours   __Yes __No

6. LACK OF RESTRICTIONS. - What limits do you have on your investments? While most forms of investment don’t have restrictions to the level of contributions, the same cannot be said for 401(k)s, IRS’s and corporation pension plans. The limits and restrictions on contributions in these plans can be discouraging and the red tape on withdrawals can be onerous. BOSS has no such limits.

BOSS:   X Yes __No

Yours:  __Yes __No

7. DIVIDENDS. - Do your current investments pay you tax free dividends? The dividends paid in a whole life policy are really a return of premium. If the company does well (lessen expenses, etc.) the potential dividend is higher. These dividends are not taxable, so 100% of this money immediately goes to work for you. All other dividends from stocks, interest from bonds, and other debt instruments; royalties from oil wells; rents from real estate; and net profits from business are taxable when earned.

BOSS:   X Yes __No

Yours:  __Yes __No

8. RETIREMENT DISTRIBUTIONS. - Can you access your retirement money on a tax-free basis? Here’s where BOSS moves to the head of the class.

BOSS: (1) You can pull out all contributed premiums tax-free (like a Roth IRA). (2)  You can borrow out monthly or annual income - at your choosing. If you do not need the money at retirement there are no restrictions on when you must withdraw the money, unlike mandatory distributions of a 401(k).

BOSS:   X Yes __No

Yours:  __Yes __No

9. BANKING SYSTEM. - Does your investment allow you to mimic the basic functions of a banking system? Let’s not forget why we set up BOSS - it was to be our bank. It was for loans for cars, equipment, mortgages and vacations. BOSS is the tool that helps you volumize and velocitize your wealth. Imagine never needing to borrow from a bank again. Can you put a dollar amount on this hassle-free way to live your life? Look at how difficult it is to access the money with other plans:

REAL ESTATE: 3 options: Access your money with a cash-out refinance, take out a second mortgage or sell the property. Keep in mind that obtaining a loan can be difficult if credit markets tighten.

STOCK MARKET: Margin (borrowing) is allowed in most accounts usually up to 50%. This is considered debt, using the underlying stock as collateral. Very Risky! If the stocks go down, you’ll need to inject more money to your account. Banks believe this is too risky.

BUSINESS: Yes, loans can be taken out from banks and leasing companies. Business owners know how hard it can be to get a loan from a bank. Banks always require your “first born and adequate collateral” and all of your assets.

“All other investment types create debt, hassles and problems. Only BOSS reverses the flow of money and gets you on the right side of debt, turning liabilities into assets.”

BOSS:   X Yes __ No

Yours:  __Yes __No

10. CONTROL, CONTROL, CONTROL. - Do you have control of your investments? Think about all of your investments, all of your business interests, and compare it to this, the word ‘control.’ The whole idea of BOSS is to have your own Banker’s Optimal System of Security for liquidity, use, and control. Liquidity, use and control can help solve the three major problems in life: setting up an emergency fund, meeting living expenses and your lifetime financing needs, and planning for a great retirement. You are fully in control of your finances.

BOSS:    X Yes __No

Yours:   __Yes __No

Summary of “Test of Ten”

So once again, think back through all of your investments and run your investments, indeed all of your business interests, past these ten test questions to see how they match up. We are sure some of you will say, “Oh, I’ve got that, and I’ve got that one,’ However, how did yours measure up to the power of all ten? Three out of ten. Six out of ten. Scoring a perfect ten is where BOSS stands alone as a wealth management system that will work for you.

Only BOSS has an Easy-To-Use and Profitable Banking System.

Jennifer Bhala Hansen 845-649-7487 call me now for your free-of-charge illustration.

This blog post holds the intention of helping all who read it to learn, research, grow,and love our
fellow humans/animals.
Information provided here is for EDUCATIONAL PURPOSES ONLY and is in NO WAY intended to replace
proper financial advice. IT IS NOT to be construed as instruction on how to pay-off debt or overcome
any financial situation the reader may be in.
Every individual is different, thus what may work for one may not work for another person. The writer
of this blog post will not be held accountable in anyway if and when the recipients of this blog post
choose to apply the information they read for their own personal use. Consult with the professional
financial authorities of your choice.

Remember, taking responsibility for your own wealth is your own personal decision: do your
research and choose wisely. I commend you!

UFirst Alliance and Banker’s Table Join Forces

Have you ever really wanted to know how money works, how banks work, and how interest works? I know I have. But I also knew I did not have the smarts, the time or enough desire to pursue finding out.

Still, that wanting to know has never left me and so I first attracted into my life United First Financial® whose award winning, flagship product, the Money Merge Account® system has, in just three years helped Americans pay back over $3,000,000 of principal debt. And now, the next part of the complete financial picture has also come into my life, the Banker’s Table® B.O.S.S. Banker’s Optimal System of Security, which recognizes four pillars in a person’s financial life.

1. Debt Elimination - Debt is the silent killer of your future hopes and dreams.

2. Wealth Building - Rule #1 of wealth building is to never lose the principal value of your investment. Rule #2 is never violate rule #1.

3. Retirement Planning - Retirement income can and will be predictable with UFirst Alliance.

4. Legacy Planning - Those you love the most are the most cherished asset of all.

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June 4th and 5th, Washington DC, Holiday Inn National Airport Hotel was a historic day that I am honoured to have taken part in. What happened?

It was the first ever Certified Legacy Advisor Training for UFirstAlliance agents to learn about the joining forces of The Bankers Table, B.O.S.S. (Bankers Optimal System of Security) system with the United First Financial Money Merge Account software Coaching and Education system to create a complete, comprehensive solution to today’s financial dilemma and an entire new way of banking for the American people.

There are always four players when it comes to banks functionality. First we must have a Saver, someone who wants to deposit some money into the bank. Next there is a Borrower, someone who wants to use the Savers money and is willing to pay for that use. Next we have to have the Banker who takes care of all the transactions and then of course the Bank Owner, the one who is making all the profits.

Well, how would you like to sit in the seat of all four players at the Banker’s Table yourself. How would you like to be the Saver, the Borrower, the Banker and your own bank owner?

By mimicking proven banking strategies for the express purpose of providing our individual families with ownership, control, security and freedom is a cherished safe harbour in these turbulent times.

We contend that the combination of the Money Merge Account system and B.O.S.S. create the most prolific and stable wealth accumulation tool available.

“Suppose there was a financial instrument with a track record stretching back 1,400 years, that was so solid it could survive the Great Depression intact; that earned untaxed interest at a competitive rate; that could be borrowed against at will regardless of credit conditions; and that could be used by individuals as well as major corporations and banks as a safe harbor during economic turmoil?

You’d call it a financial banker for scary times, and you’d be talking about mutual whole insurance. This is not the life insurance that only pays when you die…..”

- John E. Girouard,  Forbes.com 2/19/09

Choose to participate in this revolutionary change of personal and business economics and join us at the Banker’s Table!

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Call me now, Jennifer (845) 649-7487 to find out more and have your free illustration prepared for you.

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______Life BEFORE using BOSS __________________ Life AFTER using BOSS______

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UFirst Bankers Table is the Wall Street Alternative that mimicks bank strategies so you can have your own, all-encompassing, bank.

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This blog post holds the intention of helping all who read it to learn, research, grow,and love our fellow humans/animals.
Information provided here is for EDUCATIONAL PURPOSES ONLY and is in NO WAY intended to replace proper financial
advice. IT IS NOT to be construed as instruction on how to pay-off debt or overcome any financial situation the
reader may be in.
Every individual is different, thus what may work for one may not work for another person. The writer of this blog
post will not be held accountable in anyway if and when the recipients of this blog post choose to apply the
information they read for their own personal use. Consult with the professional financial authorities of your choice.

Remember, taking responsibility for your own wealth is your own personal decision: do your research and choose wisely.
I commend you!

United First Financial® Career Night - NYC

Mac Saunders is an excellent story teller and speaker. He is compelling and is so interesting that you want to listen to every word he speaks. I totally enjoyed travelling for 2 hours from the Catskill Mountains to NYC to hear him speak about the UFirst™ agent opportunity.

The passion that UFirst agents have, has created a crusade which is the solution to the financial crisis America and the world is in today.

The Money Merge Account® system is coaching and educating Americans and Canadian’s right now,  how to have their money working for them 24/7, building wealth and prosperity.  It is giving them the most viable way in the form of a real-time financial GPS tool,  to pay off their debts which in turn is paying down the public debt and so buying back our countries.

UFirst is always working on expanding this crusade into other countries as well.

If you want to be a part of this awesome company CLICK HERE and either sign up at the red button or call me on 845-649-7487

I look forward to sharing my experience and having you join my team.

Mac Saunders, myself and one of my guests

W2 Employees - How to Keep More Income

What is the biggest single financial obligation of each person in the USA? Taxes.

With all the bailouts, and government spending we can be sure that our taxes will not be being reduced any time soon.

This blog post will be looking at how to increase your networth by just becoming a part-time home-based business owner, and withOUT necessarily making any more money. But making more is always a good thing, if you know the tax rules.

Why own a home-based business?

1. Be your own boss.

2. Capture the power of residual income

3. Be rewarded for business achievements

4. Reap the tax benefits - This is a major major benefit.

We all know that the more money we pay in taxes, the less money we get to keep.  So let me ask you this, what can give you a better bottom line, a $2000 raise or owning a home-based business? Keep reading and you’ll guess and understand the answer.

If you have a W2 job and you have a part time business as well, you are entitled to take the same tax deductions you would receive if you were a full-time home-based business owner.

What are the IRS qualifications for owning a home-based business? There are only three things that show you are a legitimate business owner.

1. You must have profitable intent. (It does not say you have to actually make a profit, just that you intend to be profitable.)

2. Be consistently working in your business. (So rather than spending one whole weekend a month working your business, it would be better to divide the time into weekly increments. IRS says 10 hours a week is acceptable)

3. You must keep accurate records. (I would say the majority of part-time, small, MLM and home-based business owners find keeping acurate records is the hardest to do, yet it is the most necessary for proof of your business)

Your main goal in keeping accurate records is to keep track of all your legal and ethical tax deductions so you are able to KEEP MORE of the money you are already earning, lower your tax bracket or lower your taxable income. This is the HUGE advantage of having a home-based business.

Being self employed can trigger about $10,000+ in potential deductions, on average, before you even begin to earn any money. But how many people fail to take advantage of these deductions even while owning a business? The average over-payment of taxes by small business owners in 2008 was $11,000. What could you do with that amount of extra cash flow?

Let us identify what constitutes a legal and ethical tax deduction.

Knowing the tax rules can make it possible so almost everything you do could become tax deductible.

The three questions that must be asked for each expense is:

Potential - Does this expense have the potential to help me MAKE more money or GROW my business?

Intent - What is the primary intent in spending this money? Can I prove the purpose of spending this money was for business gain, rather than for personal use.

Necessary - Is the expense reasonable, ordinary or necessary?

There are over 100 potential deductions available to the typical small business owner - including 100% medical deductions (through a medical reimbursement plan) and business education expenses. Other deduction areas you might want to maximize deductions for are your vehicles, travel expenses, entertainment, special sporting events, presentation expenses, bonuses, business gifts and clothing.

Consult a tax advisor - take a class - buy a home study course!

Knowledge = Power = Money = Wealth Building!!!

What are the two largest expenses that we are obligated to pay?

1. Debt - An amount owed by a person for funds borrowed. There is intent to pay back an amount owed by a specific date. Do you like paying the bank more in interest for the home you are buying, than you actually purchased the home for?  Wouldn’t like to know of a legal and ethical way of paying a lot less interest charges on all your debts thereby keeping more of your money in your pocket?

2. Taxes - Do you like paying taxes?  Doesn’t everybody want to keep more of the money they earn? Owning a home-based business is such a huge advantage because it provides a legal and ethical way of doing that, of keeping more of your hard earned dollars in your pocket.

Who is the one, award winning company that is addressing these expenses in a real and positive, effective and legal way? United First Financial®.

The Money Merge Account® system is addressing the debt expense and Bizpack is addressing the tax expense.

…It’s all about cash flow…

What type of tax payer are you?

W2 employees

Only make about 60% of everything they earn and have to purchase everything with AFTER TAX DOLLARS

Business Owners

Purchase everything with BEFORE TAX DOLLARS and when they pay taxes, they only have to pay on what they have left over.

What type of tax payer do you want to be?

W2 employee

The two main deductions a W2 are

* Mortgage interest

* charitable contributions

Business Owner

As a business owner you can deduct

* travel expenses

* entertainment

* mileage - 55c on every mile in 2009

* home office % of mortgage interest in addition to mortgage interest you’re already deducting.

* % of utilities

* % of insurance

* medical costs

There are potentially over 100 legal & ethical tax deductions for the small home-based business owner

Once again, which type of tax payer would you rather be?

Have you had your home-based business analysis run as yet? If not, give me a holla on 845-649-7487 so I can run yours for you.

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Visit my Bizpack website here, where you can also sign up to begin using Bizpack and Udeduct or call me, Jennifer Bhala Hansen on 845-649-7487

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How is NingXia Red Different From Every Other

Juice Drink?

Here are 8 REASONS that I believe make NingXia Red an Inexpensive, Superior Superfood, and Preventative Health Insurance Policy rather than just an expensive fruit juice drink.

All this information is taken from books written by Hugo Rodier MD, Gary Young N.D., Ronald Lawrence MD,PhD, and Marc Schreuder. As well as, from notes I have taken at lectures about NingXia Red and other advertising flyers distributed by Sound Concepts & Young Living. Some info. is also from CD’s of lectures given by Gary Young N.D.

1.  NingXia Red contains the following Key Ingredients:
Whole fruit; juice, peel & flesh of NINGXIA WOLFBERRIES
BLUEBERRY JUICE page 191 for benefits of…
POMEGRANATE JUICE page 185 for benefits of…
RED RASPBERRY JUICE
DARK GRAPE SEED, SKIN AND STEMS.
APRICOTS
LEMON ESSENTIAL OIL (Y.L. Brand) page 199 for benefits of…
ORANGE ESSENTIAL OIL (Y.L. Brand) page 199 for benefits of…
BLUE AGAVE

See page 225 of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder and Feel the Difference brochure by Y.L.

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2. NingXia Red uses a special NUTRIENT GUARD pasteurization process that only one manufacturer in the world uses and they are located in China.
It is called FLASH PASTURIZATION. The process is below 80 degrees Celcius and the dwell times are less than two minutes. This prevents the bio-active nutrients from being destroyed.
This mild heat process combined with benzoic acid, a phenolic compound that naturally occurs in many types of foods; and that is considered one of the few natural preservatives permitted, is one reason why NingXia Red is so medicinal.

See more info. on this on page 223 of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder

The lycium polysaccharide chain is very long and needs to be kept from breaking up for it to keep its natural healing abilities. This flash pasturization process keeps it intact

See more on page 41 of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder

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3. Every ingredient in the NingXia Red juice is beneficial to our health. There are NO ADDED JUNK JUICES like pear, white grape or apple that have high glycemic indexes and that are cheap filler juices.

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4. NingXia Red is ranked as the BEST ANTIOXIDANT FOOD in the world.
NingXia Red has been scientifically tested using the S-ORAC test at Brunswick Laboratory at TUFTS UNIVERSITY to be able to destroy the most potent, harmful and abundant free radical in the body - SUPEROXIDE which has been linked to inflammatory conditions such as heart disease, cancer, arthritis, asthma etc.

S = Superoxide. O = Oxygen. R = Radical. A = Absorption. C = Capacity See Feel The Difference Brochure, by Young Living Essential Oils.
See page 2 for more in depth info. about free radicals. Page 234 - 235 for Brunswick Lab test results of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder

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5. NingXia Wolfberries contain:
19 amino acids
20 + trace minerals
15.6% protein by weight which is more protein than whole wheat or bee pollen
67 times the thiamin (B1) of brown rice
2 times the niacin (B3) of baker’s yeast
3 times the vitamin C of raw oranges
5 times the calcium of raw cauliflower
2 times the beta carotene of raw spinach.
21% fiber by weight, which is more than oat bran and twice that of buckwheat. As well as
carbohydrates
phosphorus
iron cartene
riboflavin (B2)
It is truly one of natures miracles and this makes for a great overall performance of the body.

This info. was taken from two sources. 1. 21 reasons why you should drink NingXia Red published by Sound Concepts and 2. page 29 and 37 of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder

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6. It is well proven that;
acid creates mucous,
mucous creates inflammation and
inflammation creates disease.
Acid breeds an environment for viruses, bacteria, fungus, cancer and on and on. If you keep blood free flowing with a neutral pH 7, you will never have disease.

NingXia Wolfberries are the only food, (of which people eat a lot of) that is ALKALINE FORMING as well as ACID BINDING. Why? Because it is molecularly structured to convert to alkaline when it mixes with the amino acid trypsin, which is responsible for the conversion of amino acids in protein, at the opening of the small intestine.

Wolfberry, according to Gary Young N.D., is alkaline protein and is the most perfect food that exists.

This info. was taken from a talk given by D. Gary Young N.D.

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7. The Glycemic Index of raw NingXia Wolfberries is 29. How does this compare?
See page 37 of Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder. One example is Buckwheat with a GI of 54.

NingXia Red’s glycemic Index is 11. This means it does not interfere with blood sugar levels and is safe for diabetics to drink as well as everyone else.

Also read pages 43 and 145 Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder for more in depth info. about GI.

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8. Have you ever seen what happens to blood when one drinks soda or coffee, or eats chocolate?
I have, because Young Living has live blood cell analysis video’s that show us. We all know that free flowing blood is the ideal for health and the three items above, soda, coffee and chocolate actually create chains and clumps of the blood cells, which I am sure thickens the blood and eventually would cause blood clots.

NingXia Red Juice on the other hand actually cleans the blood and so the cells once again become free flowing. No other juice can prove this incredible health advantage.

Here is a screen shot of my live blood cell analysis taken at the 2005 Young Living convention. I had just eaten lunch.

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I personally drink NingXia Red juice every day. I mix a few ounces in a litre of purified water.  I believe drinking this juice is one major reason I do not need to visit medical doctor’s or use any type of prescription drugs. Of course, I also use YL essential oils everyday and Young Living personal care and cleaning products as well.

If you would like to purchase the book Discovery of the Ultimate Superfood By Gary Young N.D., Ronald Lawrence MD, PhD, Marc Schreuder, please go to Recommended Reading at my website HansensChoice

If you would like to purchase this absolutely delicious drink, NingXia Red, please go to HansensChoice and click on the top right button entitled Young Living Essential Oils.
Of course, if you are already a Young Living member, then you would use your own member number.

Peace

Jennifer Bhala Hansen

Increase Your Networth By Thousands - WithOUT Making More Money!

a NEW webinar series…

Thanks so much for attending our “Increase Your Net Worth / Tax Strategies”

webinar over the last week or so. The feedback was incredible… I so appreciate

all your kind words and was happy to help.

We’ve had SO many people asking for repeats of this so they can

tell their friends about it, that we’ve scheduled another series of

webinars…

SATURDAYS: 10 am - Eastern Time

7am/Pacitic - 8am/Mountain - 9am/Central

Increase your Net Worth by Thousands -

WithOUT Making More Money!

…guaranteed to help you increase your cash flow:

1-5971137313433318333-1204406c500asx-video-x-ms-asf-object

https://www1.gotomeeting.com/register/412915825

If you have any questions…. you can reach me at:

Sue Copening

United First Financial

407-443-0348 please remember to say Jennifer Hansen referred you

…or…call Jennifer Hansen on 845-649-7487

Changing the way the US and Canada owns real estate,

free and clear, in as little as 1/3 to 1/2 the time.

Awards: “Editors Choice Award” - Personal Real Estate Investor Magazine

“Outstanding Company of the Month” - Broker Banker Magazine

Expert Endorsements: Andrew Waite – Publisher, “Personal Real Estate Investor” magazine

Dr. Fred Skousen, PhD, CPA. - former Dean, Marriott School of Business at Brigham Young Univ.

Mark Victor Hansen – author: Chicken Soup for the Soul, One Minute Millionaire

T. Harv Eker – author: Secrets of the Millionaire Mind

According to the Wall Street Journal:

… 70% of people are living “paycheck to paycheck”

… 55% of people are “sometimes” or “always” worried about money.

Here is a link to Bizpack, What Is It? where you will find a link to a rel=”nofollow” recorded version of this webinar in case you cannot make it on Saturday mornings. Scroll down to UDeduct and click on Tax Educator Webinar.

Who’s Who of Who has Publicly Endorsed the UFirst™

Money Merge Account® System.

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15. Pastor Chris Poole.

Presenting to a congregation.

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14. ‘Colorado and Company’ Television station in Denver, Interview.

Mac Saunders and Mary Jane being interviewed.

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13. G. Edward Griffin

Here is an article written a few years ago by G. Edward Griffin, author of  The Creature from Jekyll Island, A Second Look at the Federal Reserve.  He is answering objections to the UFirst™ Money Merge Account system®, which at that time was still only offering version 3 and therefore was only able to offer help to people who had one mortgage and a line of credit, the preferred one being a HELOC or Home Equity Line of Credit. Of course, this is no longer the case with version 4.2 of the Money Merge Account software, coaching and Education system, which was launched in Oct 2008.

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12. Brian Topor

Brian Topor is the  Executive Publisher of Broker Banker Magazine and in volume 108 Mr. Topor states that “As an experienced mortgage originator and Founder/Publisher of Broker Banker Magazine, I’ve come across every imaginable product designed to help mortgage originators generate more business. Some have been great, most have not. I have never personally and/or publicly endorsed any product. However, I’m endorsing this one. It’s the Real Deal.”

United First Financial® was awarded Company of the Month and featured on the Front Cover along with seven pages of excellent information within the magazine.

A second edition of Broker Banker Magazine also featured United First Financial on it’s front cover with many pages of informative financial advice inside.

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11.  Andrew Waite

Founder and Publisher of Personal Real Estate INVESTOR magazine, Andrew Waite, first featured United First Financial in his March/April 2008 edition. In fact, Andrew was so impressed with the Money Merge Account system that he awarded it the Editor’s Choice Award for 2008.

Andrew Waite awarding the five Founders of United First Financial, the Personal Real Estate Investors Editors Choice Award

Andrew then did more research, comparing the Money Merge Account system to other mortgage elimination programs on the market and so featured United FIrst Financial once again in the next edition touting how UFirst was heads and tails above any other system or program available.

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10. Patrick Allman

President and Publisher of Mortgage Planner Magazine, Patrick Almman, in the January/February 2007 edition presents a four page article and front cover product spotlight on United First Financial and the Money Merge Account system.

He not only describes how the system works but also how the Money Merge Account system can impact your business. He speaks about the great void in the average American’s education. This system provides a way and is changing the lives throughout the USA and is restoring financial dignity.

Mortgage Planner Magazine was also the first to spotlight version 4 of the Money Merge Account system in the Fall of 2008. So if you are wanting to rapidly build equity, call me so I can get you started. 845-649-7487

Mortgage Planner Magazine

Mortgage Planner Magazine

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9. News 2 Television Station

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8. Brian Bianca

Editor of True Wealth Magazine, Brian Bianca, published an entire Special Edition specifically containing 48 pages on information, mostly about the United First Financial Money Merge Account software, coaching and education system.

Their front cover highlight endorses the fact that this company is helping thousands of people pay off their mortgages in a fraction of the time while requiring little to no change in their spending habits.

Brian admits that when he first heard about the system he had his reservations, like most people do, however, he states “a little education goes a long way.”

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7. Ernst & Young

What do the Founders of United First Financial have in common with Microsoft, Apple, E-Bay, Home-Depot, Starbucks, and 1-800-Flowers to name a few? They have all been awarded Entrepreneur of the Year® in their particular division and region at some point when they were a new company that Ernst & Young, after researching many categories felt they were deserving of this highly honorable award.

Who are Ernst & Young? The 3rd largest accounting firm in the world. The firm that is in charge of counting the votes for American Idol, Miss Universe, and the one in charge of delivering the bailout money divided up by our delightful government and Presidents.

So, the Founders of United First Financial® have been the recipients of the coveted Ernst & Young Entrepreneur of the Year® 2008 Utah Region award.

What is the most amazing though is that the award was given in the Financial Services Division even though UFirst is a software company.

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6. T. Harv Ecker

T. Harv Eker - author, Secrets of the Millionaire Mind

NY Times #1 Best Selling Author to speak to our Team.

T Harv Ecker  says the number one reason why many agents do not achieve the success they desire (or think they desire) is because of their mind-set - their “Money Blueprint”.

The subconscious mind is a very powerful thing, and if your subconscious mind-set is one of failure and defeat, you will indeed fail, no matter how hard you work.  On the other hand, if your subconscious mind-set (Money Blueprint) is one of great success, your efforts and energy will lead you to success.

For the first time ever, Mr. T. Harv Ecker spoke to our team and shared (for FREE) many of the secrets of the Millionaire mind, and helped each and every one of you un-lock your “Money Blueprint” for Success. This is HUGE, and the number of people who attended this FREE Webinar was strictly limited to the first 1000 who registered.

Thursday evening, February 5th @ 8pm (CST), the Futures by Design team (Alex, Keri, Chris, Carmen, and Lynn) proudly presented an evening with Mr. T Harv Ecker.

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5. Deborah K. Heisz

Editor in Chief of Success from Home magazine, Deborah K. Heisz, chose to feature United First Financial not just spotlighted on the cover but through out most of the 128 page edition.

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4. Darren Hardy

Publisher of Success Magazine, Darren Hardy was a keynote speaker at a United First Financial Regional Event and then gave permission to have his address published on CD and distributed with the November 2008 Success Magazine.

Mr. Hardy told his story of success and also gave a gem about Sam Walton, who during a past financial crisis in 1991, was asked what he thought about the re-session. Sam’s response was “Well I thought about it, and I decided not to join.” Walmart went on the quadruple it’s business over the next two years while other companies that were on equal par cut back, made sacrifices and those businesses have never recovered or caught up to where Walmart stands today.

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3. Mark Victor Hansen

Chicken Soup for the Soul

Chicken Soup for the Soul series co-founder and co-author Mark Victor Hansen shared his vision of financial freedom for everyone in the Success from Home magazine as well as a keynote speaker at the United First Financial International Convention in Atlanta Georgia on June  2008 and also the DC Regional event in November 2008.

Mark Victor Hansen endorses United First Financial’s Money Merge Account system as a way to help people become “debt free, stress free, and set free.”

Mr. Hansen has become a UFirst agent himself because he says ” I think this product is needed”

He also states that “even with as much cash flow as I have, and I have much more than most, I still have debt. The software helps me see that, instead of paying 30 years on this piece of property, I’m on schedule to pay it off in 12.2 years and potentially save $639,000. I did not realize that until I used the Money Merge Account program.”

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2. Diggin4u March 24th 2008

Diggin4u researches topics and companies that are creating controversy on the internet. He found United First Financial to be a legitimate company worth doing business with.

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1. Jim Snyder and the NBC Saving You Money Team

The NBC Saving You Money Team presents a 4 minute segment on the Money Merge Account system. This video is old and when it was produced, version 3 was available and so a HELOC was necessary for the client to use the system This is now obsolete because with the current version, 4.2, a client only needs a checking account, a savings account, and a minimum $300 limit on a credit card.

Oh, and how does the Saving You Money Team know that the Money Merge Account works and is a great program? Because 3 of the team members are using it, that is why. They are speaking from experience.

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Learn More About How Money Works from George Veronis

Contact Me After Watching This Video HERE

Escrows - Pay With Mortgage or Use To Save Interest?

Why do a lot of lenders not give mortgages unless you pay them escrows with the monthly payment?  They will not even give you an option. Because they make good use of your money while it is waiting for tax time.

There are some lenders however who will give you an option, and if they do, you would be wise to say ‘no thank you to paying escrows, I’ll pay my own taxes’, and here is why.

#1 - Taxes are due twice a year, so if you are paying the bank/lender a portion every month, what are they doing with that money? Of course they are investing it and earning themselves some nice interest. They are most likely lending it to someone else. Maybe you are the someone else?

#2 - Let us look at how that escrow payment money could be working for you instead of working for the lender. In this scenario let us assume you have some type of line of credit, like a Home Equity Line of Credit or a Personal Line of Credit. Let us also assume you have a balance owing on that line of credit. Because you are charged interest on the average daily balance of your line of credit,  wouldn’t it make sense to try to keep that balance as low as possible for as many days as possible each month? How can you do that when you have no extra money? Here is one possible way. Call your bank/lender and say I want to pay my own taxes each year so I am not going to send you escrows with each of my monthly mortgage payments.  Now some lenders will allow this and some will not, but if they do here is what you do next. Every month, you deposit that escrow payment to your line of credit, reducing the balance and therefore lowering the amount of interest charges you will have to pay each month. This way you are saving up the tax money so it will be available to you when the bill is due but in the mean-time your money is working at saving you interest charges rather than earning interest for the lender.

#3 - If you do not owe any money besides your mortgage, then you can put the monthly escrow payment into a savings account and be earning yourself interest on it rather than giving it to the bank in which case they are the only one’s earning interest on your money.

#4 - There are many other choices you can make that will benefit you even more than these two examples. See what one client did below.

#5 - A Real Client Testimonial who decided to cancel their escrow account with their bank and have the Money Merge Account®software determine the best use of that escrow money for them.

” Just wanted to thank you for the advice you gave me of letting the Money Merge Account system handle the paying of my real estate taxes by removing the escrow payment from my mortgage.

Here are the results:

“Before my mortgage payment was 526.91 with an escrow payment of 372.04 for a total payment of 898.95. At that point I had 5.75 years left to pay off my mortgage.

I removed the escrow payment and now have the Money Merge Account software handling my tax payment by adding a $2200.00 yearly expense for taxes like you told me.

By just doing this, my years left went down to 4.8 years!

So I knocked 9 months off by doing basically nothing and just letting the Money Merge Account system manage my real estate taxes.

I can’t even begin to imagine how much interest on my mortgage that is going to save me. This system is definitely worth every penny.”

From Peter C’s brother

There are so many different ways of moving our money and little scenarios that can make a huge impact on how fast we pay off our debts and build wealth for ourselves. The Money Merge Account system is designed to coach and educate each user so they can make the best use of their hard earned dollars. What did the Money Merge Account system tell Peter C’s brother to do with his escrow money to have such an impact? Probably something different to what it would tell you to do with yours. Find out by asking me for your customized, free analysis.

It’s really impossible to determine on our own what all these scenerios are, and the effect that they could be having without a real tool. The Money Merge Account system is that tool and it is worth every penny you pay for it.

‘Financial GPS’ Best Describes the UFirst Money Merge Account System

After entering your starting point into any Global Positioning Satellite System, it knows where you are at all times. After you enter your destination, it directs you, one step at a time, how to reach it. If you make a wrong turn, if you decide to visit Aunt Jemima, if you stop off for lunch along the way, the GPS instantaneously recalculates your position and then redirects you so you get back on track till you reach your final destination.

What do you think it would be like having a Financial GPS System that worked exactly the same way? What if your final destination was set to zero debt and no matter what you did along the way it also instantaneously recalculated your financial position so you would stay on track to reach that final destination in the fastest time possible for you.

However, as well as recalculating, what if it showed you the consequences of your financial choices before performing them in real time, just like a regular GPS shows you your route ahead of time. Wouldn’t this mean you could actually be educated about whether the decisions you are making with your money are directing you to end up closer to your goal or taking you further from it?

What if you had a dashboard that always showed you how many years/months you had left before all your financial obligations would be paid and how much interest you have left to pay as well?  And what if these numbers changed every time you spent money or saved money, just like a regular GPS system changes every time you make a turn and it shows you  how many miles you have left and how much time it is going to take you to reach your destination.

I mean, wouldn’t that be awesome? Wouldn’t that be like having a personal financial coach living with you and available to tell you the math behind your decisions any-time you need to know, day or night.

Not only that, what if it could tell you the best time to buy something, as well as the true cost of that item in relation to your entire financial circumstances? How many times has your financial advisor, advised you that the true cost of buying any item, while you owe money, must include not just what you are being charged for the item but also the amount interest that you will have to pay by spending that money rather than applying it towards your debt. So in actuality, depending on your personal circumstances, it is possible that each dollar you spend could really be equivalent to spending $20, $50 or $100. So how much is that Starbucks really worth for you?

Does all this sound too way-out to be real? Well, it is a reality. There is such a financial GPS system available and it is coaching, and educating American and Canadian citizens to pay off all their debts, one step (transaction) at a time.

Right Now you can begin using this financial GPS solution by giving a UFirst™ agent your financial information. No account numbers, credit checks, income verifications, social security numbers required, just the math of your debts and net income and that will be the starting point. The Money Merge Account® software will then educate and coach you, using your own money, in your own home, how to payoff all your debts and become financially free. If you need help, you can call, toll-free, with no-charge, the live coaches at United First Financial® headquarters whose sole job is to answer questions and train clients how to use the software.

If you would like to see how fast and effectively our financial gps solution can pay off debt faster than any other method watch the two video’s here and then contact me for your free analysis here

BIZPACK - What Is It?

Bizpack - What is it? to find out about all the tools the complete all-in-one Bizpack by United First Financial® offers for such a low price per month, click the link at the beginning of this sentence. It is unbelievable.

Sign up for Bizpack here f after watching the video above.
Bizpack provides the following services:

* Contact Management
o Keep track of your clients, recruits, and leads
o Never have to worry about lost records - web-based
o Access your records from any web device, even cell phone

* Auto-responder/Drip Campain
o Contact all clients with new updates either as a new promotion or at specific intervals for up to 3 years in advance. Send birthday wishes, new pizza deal, discount for this month, just keep in touch with information.

* Web Meeting
o Train your team without having to physically meet
o Meet with potential clients anywhere in the world
o Up to 1000 people at one meeting
o Save time and gas by meeting from your own home

* Personal Developement
o Get and keep the right Mind set
o Get and stay motivated
o Successful people share their expertize

* Marketing System
o Send a video by email
o Know when it is watched
o Know how much of it is watched

* UDeduct
o Track expenses that are tax deductable
o IRS compliant with record keeping for taxes
o Make tax time easier
o Save money by paying less tax
o If you do not own a home-based business, watch the video below
o Tax Educator webinar

Double click on the image below and when a new picture comes up double click again to see the full screen view so you can read the numbers on the image below. Cost Comparison.

* Opportunity
o Especially W2 employees need to learn about Bizpack - see why here
o Earn extra income while helping others prosper
o Here is a powerpoint presentation of the Bizpack Compensation Plan (bizpackcompensationtables) if you want to look into sharing Bizpack with others.
o If you do want to share this excellent suite of business tools with others you could use the email below, only with your Bizpack web address instead of mine.

Hi ____________ -

Have you ever wanted to be in on the ground floor of something that will be HUGE very fast? And it’s FREE right now to sign up during Pre-launch.

Check this out: http://www.mybizpack.com/financialnavigationsolution

It’s free to sign up now, get your own replicated site, lock in your position, and share it with everyone you know.

http://www.mybizpack.com/financialnavigationsolution

Here is some extra information about it.

To see how much income potential there is with this, look over the powerpoint presentation link here.

Thanks.

Jennifer

Go-To-Meeting helps business owners connect with up to 1000 people anywhere in the world that has internet access via an on-line webinar

IT IS HERE! A ONCE IN A LIFETIME OPPORTUNITY TO JOIN IN AT THE BEGINING OF A PHENOMENAL OPPORTUNITY, IN THE PRE-LAUNCH STAGE.

NOW IS THE TIME, TILL MARCH 15TH 2009, TO SIGN UP FOR YOUR BIZPACK REGISTRATION FOR $129 instead of $299. SIGN UP NOW DURING THE PRE-LAUNCH STAGE. THEN CHECK IT OUT LATER, AFTER THE LAUNCH. YOU’LL  BE GLAD YOU DID. CLICK THE LINK TO WATCH A VIDEO THAT EXPLAINS ALL THE FEATURES THAT ARE INCLUDED IN THE WHOLE PACKAGE. Registration fee waived till March 15th

Some of the features are listed below, but click on the VIDEO NOW or call me on 845-649-7487

Specifically for any home-based business, small business or MLM business owners.

Udeduct

The Bizpack ‘UDeduct’ tool is a tax deduction finder. There are over 100 different legal and ethical tax deductions that small business and home-based business owners may not realize they qualify for. Our software analysis tool let’s them know exactly which one’s they do qualify for and how much more money they can keep in their pocket rather than hand over to the IRS.

The Bizpack GoToMeeting service allows a small business owner to be able to connect world-wide from their own home or where-ever they may be so long as they have access to high speed internet. This will allow a client to do presentations for up to 1,000 people at the same time, with no cost audio service and excellent visual screen sharing capabilities for power point presentations. GoToMeeting is compatible  with PC’s as well as Apple computers.

BizPack also comes with, what we are calling a Contact Manager. How many sales have you lost or forgotten about until it is too late or an apology is necessary? There are many features of this system that will make managing all your past, present and future clients easy and best of all organized, with an added email or test message capability as reminders of appointments.

Bizpack Video Tracking System - You’ll be able send them videos and be notified not just whether, they watch the video, but also, how much of it they watch.

Bizpack gives you access to drip campaigning. This will not just help with follow-up but also for present clients to let them know you are still thinking about them and hoping they are enjoying the product they purchased off you. It can also let them know of an upcoming sale or event, etc.

Part of the Bizpack suite of tools is personal development. UFirst has teamed up with Success Magazine.  We all need to keep growing in all areas of our lives. Success magazine brings the top leaders of success in many different areas into your home and car so you can watch and listen on a monthly basis.

Rather than writing anymore,  just watch this video of a  Bizpack webinar Feb 10th 2009